Individuals residing in Delaware, Pennsylvania, New Jersey, Florida only intend information relating to securities for use and securities may be offered through this web site to residents of these states only. The information provided herein has been obtained from sources believed to be reliable, but Niche Financial Services and its Registered Representatives of Mutual Service Corporation, a member of FINRA, make no representation as to its accuracy or completeness and it should not be relied upon as such. Niche Financial Services, Mutual Service Corporation and LPL Financial accept no liability for any direct or consequential loss arising from any use this information or its contents.
The most important financial processes you will develop, besides your list of personal and family goals, is your investment plan. In finance terms, your investment plan is also known as your investment policy statement. An investment plan creates a framework for every investment activity in which you will participate. Your investment policy statement identifies what you will invest in, how you will invest, why you will invest, at what rate you will invest, and so on and so forth, and so on.
Financial Calculators
How to Invest ConfidentlyThere are multitude different types of investments. Remember that all success stories began with researching the various available types of investments, determining your risk tolerance, and understanding your investment style along with your financial goals.
1. Conservative Investors - Conservative investors often invest in cash. This means that they put their money in interest bearing savings accounts, money market accounts, US Treasury bills, and Certificates of Deposit. These are low risk investments that grow over a long period of time.
2. Moderate Investors - Moderate investors often invest in cash and bonds, and may also invest in the stock market. Moderate investing may be low or moderate risks. Moderate investors often also invest in real estate, providing that it is low risk real estate.
3. Aggressive Investors - Aggressive investors invest in the stock market, which is higher risk. They also tend to invest in business ventures as well as higher risk real estate. They have a high percentage of their invested assets in these high-risk investments.
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The Importance of Diversification - "Don't put all of your eggs in one basket." Diversification does not guarantee against market loss. Diversifying your investments might include purchasing various stocks in many different industries. It may include purchasing bonds, investing in money market accounts, or even in some real property. The key is to invest in several different areas not just one.
Over time, research has shown that investors who have diversified portfolios usually see more consistent and stable returns. By investing in several different markets, you will actually be at less risk also.
If you have invested all of your money in one stock, and that stock takes a significant plunge, you will most likely find that you have lost a lot of money. If you have invested in 30 different stocks, and some are doing well while one plunges, you hopefully will still be in reasonably good shape.
INVESTMENTS MAY INCLUDE*Stocks/Bonds
*Annuities-Fixed and Variable
*Mutual Funds
*Tax Free Bonds
*Money Market Accounts
*REITS – Real Estate Investment Trusts
529 Plans – Educational
Separate / Managed Accounts
Alternative Investments
Brokerage Accounts
Unit Investment Trusts
Fee Based Financial Planning
As Well As Many Others
*Security Disclosure
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NICHE FINANCIAL SERVICES, INC. provides a wide range of investment services including many of the above. You may qualify for our Investment Review service!
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Individuals residing in Delaware, Pennsylvania, New Jersey, Florida only intend information relating to securities for use and securities may be offered through this web site to residents of these states only. The information provided herein has been obtained from sources believed to be reliable, but Niche Financial Services and its Registered Representatives of Mutual Service Corporation, a member of FINRA, make no representation as to its accuracy or completeness and it should not be relied upon as such. Niche Financial Services and Mutual Service Corporation and LPL Financial accept no liability for any direct or consequential loss arising from any use this information or its contents.
As a service to our clients, Niche Financial Services provides links to companies where you could possibly have an account.
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